Blog

Introducing my new blog "A Wing and a Plan". I intend to write about personal financial planning and concepts, small business and networking in West Michigan, and the things that matter most: Faith and Family.

You can expect to find a new post here on www.provisioretirement.com  every Tuesday morning as well as on my LinkedIn .You can also send me an email at alex.overbeek@lpl.com if you would like me to email it to you directly.

I look forward to hearing your feedback!

Tuesday, August 25, 2020

It’s 6:30 on a Tuesday night and you are already ready for this week to be over. Your stomach grumbles to remind you that you have not eaten since breakfast. At home, you have a pantry full of groceries and healthy foods to cook...

Tuesday, August 25, 2020

This week I want to talk about something that has been on mind a lot lately. Fair warning, this has little to do with finance so if you would prefer not to read my rambling stream of consciousness then I suggest that you click away...

Thursday, August 13, 2020

Financial products in general are often looked at through the lens of skepticism because, as with many industries, there is a history of past abuses. The “annuity” is a prime example of a product that is sold almost as...

Thursday, August 13, 2020

I can always tell when the question is coming. It is the same question I get all the time, and it is almost always asked with awkwardness and uncertainty. I suppose that those who ask it do so out of respect for my time and efforts,...

Thursday, August 13, 2020

In 1975, Jack Bogle wanted to offer the average investor a way to achieve market returns without paying a steep fee to a fund manager[i]. Thus, index investing, and investment manager behemoth Vanguard, was born. Bogle initially...

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Friday, July 17, 2020

If you are a do-it-yourselfer and a millennial then odds are you have stumbled across the mobile app, Robinhood. Even if you do not fit into that category there is a good chance that you have heard of Robinhood as it has been surging...

Thursday, July 9, 2020

The first half of this year was brutal and included a nationwide lockdown and quarantine to our homes. The pandemic has driven mass layoffs in numbers that are hard to believe. Thankfully, the jobs are beginning to come back, and our...

Wednesday, June 24, 2020

Ah yes, life insurance, the great paradox of financial products. The only product that you will ever purchase that you hope you will never use. Easily the least exciting thing that I discuss with clients as the conversation typically...

Tuesday, June 16, 2020

It has likely happened to all of us. We leave a job in search of greener pastures and in the process leave an old 401(k) behind. 401(k) plans are a great way to accumulate wealth while working for an employer especially if that...

Tuesday, June 2, 2020

My wife and I have been married for five years now and one of the hobbies that we have come to enjoy together is taking hiking trips. One of our favorite places to hike is the Pictured Rocks National Lakeshore in Michigan’s...

Tuesday, May 26, 2020

I do not have a military background, nor do I come from a family with a large number of veterans. My great-grandfather fought in the Pacific during WWII but regretfully I was not as close to him as I would have liked. When Memorial...

Tuesday, May 19, 2020

Look, as a financial advisor I would love to have everyone and their brother work with me to create a killer financial plan. But as I continue to talk with those in the early stages of planning, I am seeing a couple of common threads...

Tuesday, May 12, 2020

I have had many conversations that go something like this: Me: “So, what have you done thus far to plan for your future financially and what do you hope to accomplish with your investments?” Prospective Client: “Well,...

Tuesday, May 5, 2020

My schedule right now feels weird. I get up, eat breakfast, make a pot of coffee and then…. go down to my office in the basement to work on my laptop for 8 hours. It is very strange not being able to see my clients face to face...

Tuesday, April 28, 2020

As human beings, we have a need for a sense of security. A sense that we have it all together even if it is just an illusion. The same can be said for our personal finances although we certainly hope our financial security is not just...

Tuesday, April 21, 2020

One of my new favorite quotes comes from the author James Clear in his book “Atomic Habits”. Early in the book he states,"Habits are the compound interest of self-improvement.” This quote resonated with me both as...